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The first money app built for kids — not banks.

Kids earn real allowance by completing chores, then save, spend, invest, and give across four pockets — with a debit card they unlock themselves. Cash is dying. Schools don't teach this. We do.

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DSGKIDS app shown on a phone held in hand

How it works

From the first chore to their first swipe — a simple loop kids actually understand.

  1. 1
    Step 1

    Parents set the chores

    Make beds, do homework, help with dinner — pick any rules and the weekly payout (e.g. $1/week if all 5 are done Mon–Fri).

  2. 2
    Step 2

    Kids earn the allowance

    Funds transfer automatically from the parent account into the kid's account when chores are checked off.

  3. 3
    Step 3

    Money splits into 4 pockets

    Save, spend, invest, give. The most common split parents pick: 50% save, 30% spend, 15% invest, 5% give.

  4. 4
    Step 4

    They unlock a real debit card

    Once they hit a savings milestone, we ship a physical debit card. They decide where it gets swiped.

Four pockets, one smart kid

Parents split every earned dollar across four buckets. Most-loved mix: 50 / 30 / 15 / 5.

50%

Save

Long-term savings that compound. Kids watch their balance grow week after week and learn what patience actually pays.

Pocket 1 · The foundation

Spend

30%

Their own debit card, tap-to-pay. 100% control of where and when they swipe.

15%

Invest

Fractional stocks via parents. Real markets, real ownership.

5%

Give

Donate to a cause the kid picks themselves.

DSGKIDS app shown on a phone held in hand

Built for the way kids actually learn money.

Why we built this

Banks aren't kid-friendly. Schools don't teach money.

Cash is dying. Most kids with money in a piggy bank have no real way to use, grow, or understand it. We're fixing that with one app — not a bank account dressed up for kids.

73%

of teens say they were never taught about money in school.

$0

average usable balance kids have in a piggy bank that isn't tied to a real account.

1 in 4

U.S. adults can't pass a basic financial literacy quiz — the cycle starts young.

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